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Group Benefits and California Business Insurance

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As many business owners sit down to plan out their California business insurance they could also be working on strategies for enticing new job applicants. More employers are finding that workers not only want decent pay, but benefits as well. Many years ago, jobs included some of the basic benefits such has health care and pension plans. However, today, with stiff competition in the job market, employers are appealing to job applicants with several choices of benefits.

Benefits may not provide real cash but they may serve some of the health and financial needs of employees and their families. Some of the more common employee benefits in the job market today include:

  • Health care
  • Dental insurance
  • Vision coverage
  • Retirement plans
  • Childcare assistance
  • Permanent or term life insurance
  • Short and long-term disability insurance
  • Physical fitness facilities
  • Tuition assistance
  • Paid vacations
  • Flexible scheduling
  • Maternity leave
  • Life insurance

The fact that employers have made such a variety of benefits available to employees shows just how much jobs have changed. Competition between employers to get the best workers can help provide workers with more benefits and better working conditions. Employers may spend a lot of time, money and effort to maintain benefit programs, but may also feel the effort is worth the work.

Along with providing benefits it’s also important that California businesses spend time each year to review their California business insurance to cover risks and protect the business for all concerned. For more information on business insurance policies, contact our team of agents.

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