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CA Workers Compensation for Contractors

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Honest and hardworking roofing contractors can hopefully look forward to a long and prosperous career in their businesses. It takes a lot of work, advertising and selecting of the best employees to help make a roofing business successful. Of course, as a contractor one of your top priorities is seeing to the safety and health of employees. The roofing business can be hazardous and as an employer you are responsible for safety guidelines and for obtaining CA workers compensation insurance. In addition to taking care of employees, you need to consider covering the other risks involved in running a business.

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Lawsuit over casino robbery

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A Hawaiian man is suing, the Las Vegas Hotel and casino, Main Street Station over an assault and robbery that took place in a men’s restroom. They claim that due to a lack of security personnel patrolling the floor, which allowed the assailant the ability to walk in to the casino, hide in a dark … More

Do you need product liability coverage?

Category: Our Blog

Sometimes you just have to stop and marvel at some of the new inventions and the many types of products manufactured round the world these days. Where would we be without the invention of the humble light bulb, the automobile, dish washing soap, the washing machine and numerous other inventions and products? Many of these products make life so much easier for us. However, if you are a manufacturer releasing a new product, you might wonder what might happen if there was a problem with your product such as a defect that caused harm to a consumer. For such instances it’s important to protect your company financially with California business insurance.

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How to hire employees for a coffee shop

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Hiring good employees could have a direct bearing on how successful a business becomes. When dealing with the public in a coffee shop setting, it is important to hire people with friendly outgoing personalities for server or host positions. Customers are more likely to remember a friendly face and a comfortable atmosphere whether they are in a coffee shop or restaurant. Managers or owners should look at the qualifications of each job applicant and hire those with the skills and personalities needed for the job. It’s also important that coffee shop owners do not forget to secure CA workers compensation insurance before their first employee turns up to work.

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Insurance in California for Ice Cream Parlors

Category: Our Blog

Do you run an ice cream parlor? Spills can happen in an ice cream parlor during rush hour and before you know it someone may have had an accident. When your employee or a customer has an accident in the workplace, you may have either a workers’ compensation claim on your hands or a lawsuit from the customer. Most small ice cream parlor businesses could probably not easily recover from the cost of a lawsuit without insurance. However liability insurance could help financially. Small businesses need insurance in California just as much as large ones. Consider the benefits of a business owner’s policy (BOP) and see how it may work your ice cream parlor.

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Employers Are Responsible for Safety, Morale and CA Workers Compensation

Category: Our Blog

Accidents happen in every kind of business. People may think that dangerous jobs like mining or construction work have the most accidents, but even office workers get their share too. Storing boxes haphazardly in a room can trip an office worker, or spilling water or coffee on the break-room floor might be asking for a slip accident. Employers must do their best to counsel their workers about preventing accidents and learn how to handle morale in the workplace after there has been a worker injury. Being proactive when it comes to accident prevention should also reduce the number of CA workers compensation claims.

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Combat ATV Risks with Insurance in California

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For those of you who have never ridden an ATV (all-terrain vehicle) before, you are in for a big surprise if you do decide to try them out. ATVs can be amazingly fun to drive. You can go cruising around the lakes, head out to the desert, or bring them along when camping. Whether you buy your own ATV or rent one, you will want to make sure you get ATV insurance in California.

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Workplace Safety and CA Workers Compensation

Category: Our Blog

Posting reminders about safety and scheduling a few safety meetings each year may help lessen CA workers compensation claims. Nobody likes to hear that someone has been injured on the job, and taking a few extra precautions in the workplace can help make a difference. Use these safety tips reduce the risk of accidents on the job.

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What You Should Know About Earthquakes and Insurance in California

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Natural disasters are unfortunately a part of life, but it does not mean you have to go totally unprotected. Do you have home insurance in California? We hope that you are not assuming that your home is already covered by earthquake coverage as home insurance doesn’t automatically cover this risk.

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