Insurance Averages by State

20 Mar Insurance Averages by State

For anyone who has moved between states, they can probably tell you how insurance rates can change dramatically from one state to another. People in Louisiana pay nearly three times what people in Maine pay for auto insurance. Some of the major factors that lead to increased rates include the number of uninsured drivers, various state laws, how many insurers compete in the state and if recent natural disasters have increased auto related claims. Many factors are out of the drivers’ hands, so it is best to keep your driving record as clean as possible and pick a car that is less expensive to insure.

States such as Louisiana and Michigan provide higher levels of insurance awards to accident victims. Whereas Maine has light traffic, low crime and competitive rates which help keep insurance costs down. Below is a list of state auto insurance averages, see where your state stands and how you match up against your state average

1. Louisiana: $2,536

2. Oklahoma: $2,047

3. Michigan: $2,013

4. West Virginia: $2,002

5. Washington, D.C.: $1,866

6. Montana: $1,856

7. Rhode Island: $1,830

8. Wyoming: $1,732

9. California: $1,709

10. Georgia: $1,694

11. Connecticut: $1,665

12. Texas: $1,661

13. Florida: $1,654

14. Delaware: $1,652

15. New Jersey: $1,608

16. Pennsylvania: $1,598

17. Hawaii: $1,594

18. Kentucky: $1,572

19. Mississippi: $1,502

20. Missouri: $1,455

21. Alaska: $1,431

22. North Dakota: $1,426

23. New York: $1,431

24. Kansas: $1,410

25. Massachusetts: $1,378

26. Maryland: $1,372

27. Alabama: $1,345

28. Arkansas: $1,334

29. Colorado: $1,322

30. Utah: $1,315

31. Washington: $1,305

32. South Dakota: $1,303

33. Indiana: $1,301

34. Virginia: $1,297

35. New Mexico: $1,274

36. Minnesota: $1,264

37. Nebraska: $1,244

38. Oregon: $1,241

39. Tennessee: $1,228

40. Nevada: $1,223

41. Illinois: $1,192

42. Arizona: $1,176

43. New Hampshire: $1,133

44. South Carolina: $1,108

45. Ohio: $1,099

46. Vermont: $1,063

47. North Carolina: $1,022

48. Idaho: $1,011

49. Wisconsin: $987

50. Iowa: $985

51. Maine: $889