03 Nov California Business Liability Insurance – A Brief Summary
California businesses come in all sizes and types – fortunately, so does California
business liability insurance. Here are just some of the types of liability
coverage available to business owners here:
- General Liability: California general
liability insurance usually protects the business owner from potential
lawsuits made by visitors who injure themselves while on your business
premises. It’s vital your coverage amount is high enough to ensure the
business won’t be under financial duress if the policy is ever needed. - Product Liability: Should your
business produce a product that may affect a person’s health (food or
skincare items, for example) this type of policy offers financially
protection if you are sued for damages. - Directors and Officers Insurance:
A type of liability insurance designed to protect company officers and
directors in the event they are sued. - Professional Protection: This
insurance protects workers from being sued over products they design or
manufacture in the workplace.
At first
glance California business liability insurance may seem complex and confusing
and getting an insurance consultant to determine exactly what your needs are
may be invaluable in helping you make the correct decision. All business owners
should be sure they have adequate coverage before opening their doors for
trading. With Insurance Brokers West, you can rely on our agency to get you the
coverage you need for your business. Liability can be a serious incident, so
contact us today for protection!
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