California High Net Worth Insurance

Because you require more than the standard coverage.

As someone with a high net worth, your life doesn’t look like the average Californian. You have access to more toys and fun than others, while also maintaining a higher level of responsibility — to your family or your business — that most people can never understand.

You’ve taken steps to protect your family and home, but a standard homeowners insurance policy can’t possibly keep pace with your net worth. Your life isn’t standard so why is your insurance coverage?

At IBW, we can provide you with insurance coverage that actually protects you in times of crisis and emergencies. We’ll help you insure possessions you may not have thought about for years as well as your latest acquisitions. Like everyone else, you want the best for your family and home, but unlike others, you need something beyond standard coverage. We can help you with that.

High Net Worth Coverage

Your needs as a high net worth individual and family are vastly different from other homeowners. You have concerns and risks the average person does not have. With high net worth coverage, you receive a tailored insurance plan to help protect your family, your wealth, and your assets no matter what happens.

High net worth insurance covers the many parts of your life and protects you from real risks.

• Primary, secondary, and vacation homes or condos
• Valuable artwork, collections, and collectibles
• High-end furniture, rugs, and furs
• High-end automobiles and automobile collections
• Yachts and plants
• Farm, ranch, and equine
• Identity theft
• Kidnap and ransom

At IBW, we maintain your privacy and handle your business in a discreet manner. Once an estimate is available for your insurance coverage, we work with you to adjust limits and advise what the best possible protection is for you.

Insurance With Your Unique Needs in Mind

You own valuable, even priceless items. Your home is the location of parties and events throughout the year, so vendors and contractors enter and leave your property on a regular basis. Your net worth and liabilities are both higher than the average person.

Standard insurance coverage cannot adequately protect your possessions or your investments. You need specialized insurance that takes into account your unique valuables and assets. This includes higher levels of liability coverage as well as a high-end umbrella insurance policy.

Don’t leave your beautiful home, priceless heirlooms, and your lifestyle unprotected. At IBW, we’re here to provide the individualized service you need. Contact us today and allow us to help you protect what matters most.